When applying for a PC Financial Mastercard, you need to provide several documents and information to ensure your application is processed smoothly and quickly.
The requirements are straightforward, but accuracy and completeness are essential for approval.
Documents Need to Apply for a PC Financial Mastercard
Personal Identification
You must provide details that match your legal ID. Commonly required identification includes:
- Government-issued photo ID (passport, driver’s license, or provincial/territorial ID card)
- Date of birth and full legal name (must match your ID)
- Proof of age of majority in your province or territory (usually covered by ID)
Contact and Residency Details
- Current Canadian residential address (not just a P.O. box)
- Valid email address and active phone number
- Proof of address may be needed, such as:
- Utility bill with your name and address (dated within the past 3 months)
- Bank statement with matching name and address
- Recent government letter such as a CRA notice of assessment
Employment and Financial Information
- Employment status (employed, self-employed, student, etc.)
- Employer details and industry
- Annual (not monthly) income – be prepared to provide proof of income if requested (such as a recent pay stub or letter of employment for certain card types)
- For premium cards (World/World Elite): Minimum personal or household income as specified on the application.
Once you have gathered all the required documents, you’re ready to start your application. For a complete walkthrough, check our step-by-step guide to applying for your PC Mastercard online.
Credit Information
- Social Insurance Number (optional, but speeds up processing and identity verification)
- Authorization for a credit check (required)
Other Application Details
- Consent to terms and conditions and privacy policies
- Confirmation that the information provided is accurate and complete.
Application Tips
- Double check that name, address, and other info exactly match your ID and documents.
- Have electronic copies/files of supporting documents ready to upload if applying online.
- For newcomers or students, be ready to provide documents like study permits or work permits if required, along with proof of address in Canada.
Want to increase your chances of approval? See our top tips to improve your chances of PC Mastercard approval for practical advice before you apply.
Quick Reference Table for List of Documents
| Document/Info Type | Examples/Details |
|---|---|
| Government ID | Driver’s license, passport, provincial/territorial ID |
| Proof of Address | Utility bill, bank statement, government letter (recent) |
| Proof of Income (if required) | Pay stub, letter of employment, tax return |
| Contact Info | Email and phone number (active) |
| Employment Details | Status, employer name & sector, annual income |
| Consent and Verification | Agreement to T&Cs, may provide SIN for easier verification |