To be eligible for the PC Insiders World Elite Mastercard, applicants must meet strict annual income requirements…
Understanding the eligibility income requirements for PC Insiders World Elite Mastercard is essential if you want to access the card’s premium rewards and benefits.
Below, you’ll find all the critical income and application criteria directly from the latest official and financial industry sources ensuring you meet the requirements before applying.
PC Insiders World Elite Mastercard Eligibility Income Requirements
- Personal Income: You need an individual (personal) income of atleast $80,000 per year before tax to qualify for the PC Insiders World Elite Mastercard.
- Household Income: Alternatively, you can qualify with a household income of atleast $150,000 per year before tax if your personal income does not meet the $80,000 requirement.
Additional Eligibility Criteria
To be eligible, you must also:
- Be a resident of Canada.
- Be the age of majority in your province or territory.
- Pass a credit approval check, as part of the standard bank assessment.
- Submit an application with truthful and up-to-date details, including annual income (documentation may be requested).
Ref: pcfinancial.ca/en/learning-hub/faqs/
Is the income requirement before or after tax?
The $80,000 personal or $150,000 household income threshold is before tax.
Is there an annual fee for the card?
Yes, the PC Insiders World Elite Mastercard has a $120 annual fee, separate from the no-fee World Elite Mastercard. (Cardholders may pay the fee using PC Optimum points).
What if I don’t meet the income criteria?
You may consider the standard PC Mastercard or World Mastercard, which have lower or no income requirements.
| Card Type | Annual Personal Income | Household Income | Annual Fee |
|---|---|---|---|
| PC Insiders World Elite Mastercard | $80,000 | $150,000 | $120 |
Make sure you fulfill the eligibility income requirements for PC Insiders World Elite Mastercard before applying. If you already have a PC Mastercard and meet the income criteria, you may want to explore how to upgrade your PC Mastercard to Insiders or World Elite to enjoy enhanced rewards and benefits.