The minimum point redemption threshold with PC Mastercard is 10,000 PC Optimum points, which equals $10 in rewards.
Redemptions must be made in increments of 10,000 points thereafter at participating stores.
PC Mastercard Minimum Point Redemption Threshold
- Points Value: Every 10,000 PC Optimum points you redeem equals $10 off your purchase at participating retailers like Loblaws, No Frills, Shoppers Drug Mart, Joe Fresh, Esso, and more.
- Want to understand redemption value for specific categories? Find out how much PC Optimum points are worth for gas and groceries with our full guide.
- Redemption Increments: You must redeem points in multiples of 10,000.
- For example:
- Minimum redemption: 10,000 points = $10
- Next increments: 20,000 points = $20, 30,000 points = $30, and so forth.
- For example:
- Maximum Redemption per Transaction: You can redeem up to 500,000 points ($500 value) in a single transaction at most locations.
- Restrictions: Points cannot be redeemed for cash, gift cards, taxes, or account fees.
Didn’t get the points you expected or having trouble redeeming? Learn how to fix missing PC Optimum points on your account step by step.
Ref: https://www.pcfinancial.ca/en/legal-stuff/
Summary Table on PC Mastercard Minimum Redemption Threshold
| Feature | Detail |
|---|---|
| Minimum Redemption | 10,000 points ($10) |
| Redemption Increments | 10,000 points |
| Max Redemption/Transaction | 500,000 points ($500) |
| Eligible Locations | Loblaw banners, Shoppers Drug Mart, Esso, Joe Fresh, etc. |
| Restrictions | No cash, gift cards, taxes, fees |